RISKS COVERED

1. FIRE, LIGHTNING, THUNDERBOLT, EARTHQUAKE OR VOLCANIC ERUPTION (including flood or overflow of the sea occasioned thereby) or SUBTERRANEAN FIRE

2. EXPLOSION

3. RIOT AND STRIKE

4. AIRCRAFT or OTHER AERIAL DEVICE

5. BURSTING or OVERFLOWING of water tank Apparatus or Pipe

6. THEFT ACCOMPANIED BY ACTUAL FORCIBLE AND VIOLENT BREAKING INTO OR OUT OF THE BUILDINGS

7. IMPACT TO BUILDINGS by any vehicle or animal not belonging to the insured or any member of his family normally residing with him.

8. STORM or TEMPEST (including the Flood or overflow of the sea occasioned thereby)

9. ADDITIONAL EXPENSES OF ALTERNATIVE ACCOMMODATION AND LOSS OF RENT