Provides cover in respect of bodily injury by accident or disease caused to employees arising out of and in the course of employment.Cover is as provided under the Work Injury Benefit Act 2007, subject to policy terms and conditions. Underwriting Guidelines

  • Occupation of the employee
  • Occupation/Industry that the employer operates in
  • Declare the annual earning of all employees
  • Observe occupational health and safety guidelines
  • Take reasonable precautions to avoid injuries

Claim conditions

  • To notify Reliance Insurance immediately in case of an accident
  • To notify the Director of Labour immediately
  • Complete the relevant documentation
  • DOSH forms available from the labour office
  • Original medical bills
  • Out of work injuries
  • Expenses/benefits payable from other insurances GPA,NHIF
  • Injuries sustained outside the geographical area
  • Employees below the age of 16 years
  • Expenses/awards as a result of court proceedings


Available on request