Going Abroad?

There are lot of risks associated with international travel today.  You may travel on business, pleasure or as a student and end up facing unforeseen circumstances.  These may include emergency medical expenses arising out of accident or sudden sickness, loss of baggage, loss of passport, travel delay, etc., You would certainly prefer your foreign trip to be hassle free and peaceful.  Our Travel Guard Insurance provides you with the right protection tailor-made for any type of contingency you may normally have to face.  With this policy in hand, your trip will certainly be completely secured

Why do you need it?

  1. Primarily to protect yourself against financial losses due to risks related to travel.
  2. For complete protection as an overseas traveler.
  3. It is a requirement for visa to certain countries.
  4. Many universities require this cover for students studying abroad.
  5. International Tour Operators/Travel companies insist on this cover

Who can be covered?

  1. Any person upto 70 years (Above 70 can also qualify).
  2. Any Tanzanian citizen living in Tanzania.
  3. Any Tanzanian resident living in Tanzania

The Right Policy

Take a ride thro’ this policy and find out for yourself how attractive and flexible this is. You can choose the period and coverage to meet your requirements at a very good price.


  1. The level of medical protection you need.
  2. The value of your possessions to be protected.
  3. Your tolerance of the possible risks.
  4. Duration of your travel

Premium Calculator

Table Of Benefits
US $
Personal Accident (Death & Permanent Disability) Upto   
Emergency Medical Expenses Upto 
Hospital Benefits (@US$12 per day) Upto 
Loss Of Checked-in Baggage Upto  
Delay Of Checked-in Baggage Upto   
Loss Of Passport Upto   
Personal Liability Upto
Travel Delay (Air Only) Upto
Hijack (@US$50 per day) Upto 
Cancellation & Curtailment Upto

(Policy is subject to excess as applicable)

These are only the standard covers.  Talk to us for any additional cover that you may require and just have that extra peace of mind.

The Cover

Medical only
Personal Accident cover for death and permanent disability,  Emergency Medical and Evacuation services including repatriation to Tanzania and Emergency Dental Services

In addition to Medical only covers, Loss of Checked in Baggage, Delay of Checked in Baggage, Loss of Passport, Personal Liability, Travel Delay (By Air Only), Hijack and Cancellation & Curtailmen


It is very easy to apply.  Just complete a proposal form and return to us. You can download the proposal from Customer Service > Proposal Forms.

Please always travel with original insurance certificate.  Only this will entitle you to lodge a claim whilst abroad.

Family Benefits

  1. Maximum of two children under 5 years per family are covered free when they travel with both parents.
  2. Any additional child, only 50% of applicable premium.
  3. Family special rate is 2.5 times of highest single premium (Maximum of 2 adults + 2 children upto 18 years).
  4. Complications arising out of pregnancy within first 6 months are covered

Should an unfortunate event occur

To take care of what you are looking for, especially when it comes to emergency medical services, we have placed this in professional hands to ensure you receive the best medical care and assistance in the event of any claims.  The following make them special:

  1. Accessible 24 hours a day, all 365 days.
  2. Accessible world wide.
  3. Convenient toll free numbers.
  4. Team of Medical Advisors and specialized Doctors.
  5. Organise immediate medical care.
  6. Guarantee to settle hospital bills.
  7. Organise emergency air evacuation facilities if required.


  1. Cover for a new born child as well as upto 70 years.
  2. Cover for a trip of just one day to a maximum of one year.
  3. Cover available in various options.
  4. Premiums based on age band and territorial extent.
  5. Tailor-made add on benefits available.
  6. Total protection anywhere in the world.
  7. Long term/multi-trip covers available for corporate and business entities

In the event of claim

For medical claims:

  1. Simply call them and wait for them to call back.
  2. Obtain authorization for treatment to begin.
  3. Get well and walk out.

For non-medical claims:

  1. Return to home country.
  2. Register your claim with us.
  3. Submit supporting documents to us.
  4. You can also contact us whilst abroad in case of any emergency.