Student Personal Accident

This policy is specifically designed to cater for Full time Students. 3 Options are available i.e.

  • Cover to and from and at school only including all school sponsored activities within Kenya.
  • 24 hours worldwide cover including all school sponsored activities
  • 24 hours cover as be with slightly higher benefits.

BENEFITS (in Kshs)

Item

Option 1

Option 2

Option 3

Death

100,000/-

100,000/-

200,000/-

Permanent Disability

100,000/-

100,000/-

400,000/-

Medical expenses

100,000/-

200,000/-

500,000/-

Premium per student

792/-

1,794/-

3,560/-

  • Policy indemnifies the Insured Student against personal accident, caused to him/ her either during school hours and school activities, or offers full time worldwide annual cover for the student.
  • Offers flying coverage.
  • All full-time students are eligible for this cover.
  • Company will pay the Insured for the loss of limbs, sight, hearing and/ or speech (as stated in the Schedule); will pay the Principal Sum for loss of life caused by an accident and; will pay for certain specific medical expenses within 30 days from date of accident.

Underwriting Guidelines

  • The insured must provide personal details.
  • Age limit 18 years.

Exclusions

  • Self-destruction or self-inflicted injuries
  • Racing on wheels or on horses
  • War, declared or undeclared
  • Engagement in unlawful acts
  • Service or flight in aircraft except as fare paying passengers.

Rating

Rating in most instances varies depending on the occupation of the employees and the sums insured.  Different occupations attract different premiums please ask for a quote once details above are available.